🏠 Mortgage Baseline
💡 Surplus Cash Allocation
ALLOCATION SPLIT (Total: 100%)
GROWTH RATE ASSUMPTIONS
📊 Payoff Trajectory (Standard vs Accelerated)
🎯 Goal Milestones & Targets
🛡️ Emergency Buffer Target ($30,000)
Calculating...
🔨 Home Renovation Target ($40,000)
Calculating...
📈 Wealth Portfolio (10-Yr Target: $250,000)
Calculating...
📋 Month-by-Month Amortization Ledger
| Month | Year | Standard Bal | Accelerated Bal | Emergency Fund | Wealth Pool |
|---|